Gold: $1256.50 | Palladium: $639.50 | Platinum: $934.50 | Silver: $17.48 |

Start a Gold IRA

More and more Americans are turning to a Gold IRA because they combine the time-tested security of a physical asset with the modern, tax-advantaged features of an Individual Retirement Account (IRA).

Getting back on the road to financial security is simple – just call our precious metals IRA experts at 855-GOLD-IRA (855-465-3472) to get a free, no obligation consultation and learn more about opening a precious metals IRA.

3 Simple Steps to Starting a Gold IRA

Starting a Gold IRA step 1


Contact one of our highly trained Goldco account executives to open a Gold IRA account for you with a qualified IRA custodian. Within days your account will be opened, and ready to fund.
Starting a Gold IRA step 2


Once you’ve opened your Gold IRA, your dedicated expert will work directly with the company that manages your old account to rollover the assets from your existing 401(k) or IRA.
Starting a Gold IRA step 3


When your IRA is funded, we’ll help you exchange some or all of your paper-backed assets for physical gold and silver. Our experts will work with you to ensure you add the right mix of precious metals for your financial goals.

IRA Eligibility

Owners of a Traditional, SEP, or Roth IRA, may transfer all or any portion of their account to a Goldco Gold IRA. Investors holding a 401(k), 403(b), 457, TSA, TSP, pension or other qualified retirement plan, may be eligible to do a full or partial rollover, depending upon the plan rules.

Benefits of a Gold IRA

Precious metals help protect investment dollars against adverse economic, environmental, monetary and political conditions. Gold and silver have historically been viewed as the ultimate assets to preserve wealth, and many shrewd investors have chosen to safeguard their portfolios by hedging with gold and silver. If you share these concerns, then the ownership of precious metals, once a benefit afforded exclusively to the ultra-wealthy, can now be yours.

  • Gold and silver have historically proven to be safe-haven assets that gain in value over time
  • Holding gold and silver assets will offset the inevitable devaluation of your retirement dollars
  • Gold and silver are fundamentally reliable vehicles to store and retain wealth
  • Annual IRA contributions can be used to add to your metals holdings over time

Expert IRA Guidance

IRA to IRA transfers have no tax consequences as long as the funds are transferred to and from the same type of IRA (i.e., Traditional to Traditional, Roth to Roth). A rollover from an employer-sponsored plan such as a 401(k) to an IRA is also allowed and is a reportable event, but not a taxable one. The experts in the Gold IRA Department will take the necessary steps to ensure eligibility based upon the rules that govern the plan and to ensure that there are no tax consequences to you.

Gold IRA Distributions

The rules for distributions from a Gold IRA are the same as with any other IRA. Once
you reach age 59 ½, you may take distributions without the 10% penalty assessed by the IRS for early withdrawal, and required minimum distributions begin in the year you turn 70 ½. Unlike an IRA invested in paper investments, a distribution from a Gold IRA does not require the investment to be sold in order to take a distribution. The Gold IRA gives you the advantage of having the physical gold and silver held in your IRA account shipped directly to you as a distribution. If you need a liquid distribution, Goldco Precious Metals can help you convert your metals into cash for distribution by wire or check.

Why Goldco Precious Metals?

We Make it Easy to Get Started with a Gold IRA

Getting started with Goldco Precious Metals is as easy as 1, 2, 3. Simply call one of our experienced Precious Metals IRA experts at 855-GOLD-IRA (855-465-3472), and together we’ll walk you through the process of starting a Gold IRA. Your personal IRA expert will make sure you understand every step of the process.

We do the Work for You

Your Gold IRA specialist will do all the heavy lifting for you. They’ll complete all the required paperwork, phone calls, and transfer requests, leaving you with not much more than signing on the dotted line.

We’ll Pay Your Storage Fees For up to 3 Years

When you transfer at least $25,000 into your Gold IRA with Goldco, we’ll pay for your storage fees for up to 3 years.

Frequently Asked Questions About Gold IRAs

Do I actually own physical gold and silver in my Gold IRA?

Yes. You will actually own a specific quantity of coins — not certificates, stocks, mutual funds, or ETFs, etc. You will receive a quarterly statement containing a list of your account holdings and may also sign up for twenty-four hour online access.

How do I set up my Gold IRA?

Once you have decided that a Gold IRA is right for you, you will speak with a Goldco Gold IRA Specialist who will prepare all the documents for your approval and arrange to have them sent to you and returned to Goldco. We will then process the documents to have your new account set up and the funds transferred from your current account.

How do I move the money from my current retirement account into my Gold IRA?

There is a Transfer Request form or plan specific document that we will prepare for your review and approval, which will be included in your document package.

Are there any taxes or penalties for transferring my retirement funds from my current custodian to my new Gold IRA

Typically a direct transfer of funds from an existing IRA or from an employer sponsored plan, such as a 401(k), into a Gold IRA, does not have any tax consequences. Your Goldco Gold IRA Specialist will confirm the eligibility of the funds for transfer and make certain that it is a non-taxable event.

Where are the metals in my Gold IRA stored and are they insured?

Goldco has strategic relationships with the most respected providers of custodial and storage services in the country and will furnish you with our recommendations. Each is fully insured.

How can I take distributions or RMDs from my Gold IRA?

Distributions may be taken in one of two ways: shipment of metals, referred to as an “in-kind” distribution; or liquidation and distribution by check or wire. At age 59 ½, either option can be requested without penalty.

Do I share metals with other account holders?

No. The metals placed into your Gold IRA are yours and yours alone. They are your assets until you sell them or take them as an in-kind distribution.

Can I make contributions to my Gold IRA just like any other?

Yes, the same IRS guidelines for annual contributions apply to your Gold IRA as with any other IRA.

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